Long-Term Care Without Handcuffs

Insurers pitch hybrid policies, which also offer a potential death benefit, to affluent Americans By Leslie Scism, Wall Street Journal – June 9, 2018 Last year, after finishing with college tuition for their three children, Jessica Galligan Goldsmith and her...

My 2021 Strategy for the Long-Term Care (LTC) Crisis

by Bob Carlson Editor, Retirement Watch 01/17/2021 It’s estimated that more than 72% of older Americans (65 and over) will require long-term care (LTC). And there’s a 91% chance that, if you are married and over age 65, one of you will experience a...

Long Term Care Insurance — Act Now! By Terry Savage

One of the most tragic aspects of the coronavirus pandemic is that as of June 3, 42% of all COVID-19 deaths in the U.S. have come from nursing homes or assisted-living facilities. The statistics reinforce every senior’s desire to remain at home in his or her final...

Reduce Your Long-Term-Care Expenses by up to 90%

No one can predict a long-term-care medical event. But if it does happen, here is something to consider: An IRS-approved investment vehicle that lets you pre-pay (tax-free) for long-term care expenses… and can reduce your long-term-care expenses by up to a whopping...

Expert Recommendations

“David and Todd Phillips of Estate Planning Specialists, my go-to source for the best in life insurance, LTC and annuities.” “David T. Phillips and Todd Phillips are my estate planning experts.” “Two of my favorite professionals for helping subscribers think through...