Long-Term Care Without Handcuffs

Insurers pitch hybrid policies, which also offer a potential death benefit, to affluent Americans By Leslie Scism, Wall Street Journal – June 9, 2018 Last year, after finishing with college tuition for their three children, Jessica Galligan Goldsmith and her...

My 2021 Strategy for the Long-Term Care (LTC) Crisis

by Bob Carlson Editor, Retirement Watch 01/17/2021 It’s estimated that more than 72% of older Americans (65 and over) will require long-term care (LTC). And there’s a 91% chance that, if you are married and over age 65, one of you will experience a...

Long Term Care Insurance — Act Now! By Terry Savage

One of the most tragic aspects of the coronavirus pandemic is that as of June 3, 42% of all COVID-19 deaths in the U.S. have come from nursing homes or assisted-living facilities. The statistics reinforce every senior’s desire to remain at home in his or her final...

Reduce Your Long-Term-Care Expenses by up to 90%

No one can predict a long-term-care medical event. But if it does happen, here is something to consider: An IRS-approved investment vehicle that lets you pre-pay (tax-free) for long-term care expenses… and can reduce your long-term-care expenses by up to a whopping...